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Renewal Time


Yorkshireman
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Elddis 656 3 yrs old, parked at home, alarm, hitch lock, insured for 18k new for old. My renewal is £330. Is this reasonable. Looked at a few alternatives but can't get any cheaper. Any recommendation?

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Try cover4 . I pay under 200 for my 1 yr old bailey. They always beat any renewal price. I started a claim with them but didn't take it further as I didn't want the extensive works done to the van to solve some cosmetic damage. They were a pleasure to deal with though.

Rob

Caravanless. ...

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Until we claim, we have no idea whether an insurance company is any good!

 

I'm with the CC

Graham

Unless otherwise stated all posts are my personal opinion 

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Elddis 656 3 yrs old, parked at home, alarm, hitch lock, insured for 18k new for old. My renewal is £330. Is this reasonable. Looked at a few alternatives but can't get any cheaper. Any recommendation?

How many years no claims?

Alan

 

2005 Nissan X-trail 4WD diesel and Swift Charisma 540 2012 Lunar Clubman ES  2018 Lunar Clubman ES

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How many years no claims?

3 .

 

i tried cover 4 online as a poster suggested but would not quote online and i am waiting for them to call. I suspect though that they may require hitch lock and 2 x wheel locks and thats a faf. i just want the hitch lock on a policy, and i have my alarms aswell.

Edited by David Pearson
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3 .

 

i tried cover 4 online as a poster suggested but would not quote online and i am waiting for them to call. I suspect though that they may require hitch lock and 2 x wheel locks and thats a faf. i just want the hitch lock on a policy, and i have my alarms aswell.

I suspect, as you do, that you've identified the reason for the higher premium. If the van is provided with Alko wheel locks then the insurers will expect them to be used. I don't think a Hitchlock and alarm is enough, but I'm no insurance expert.

2019 Ford Kuga 2. 0 (150 bhp) AWD Manual and 2022 Coachman Acadia GTS 565.

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2013 Swift Challenger Sport 564. Cassoa silver site. Alarm, wheel lock, hitch lock, proactive tracker. New for old cover. £235 with Caravan Guard.

 

Regards, Mike.

2014 SsangYong Rexton W towing a 2017 Sprite Major 4EB. (After June 9th).

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  • 2 months later...

3 .

 

i tried cover 4 online as a poster suggested but would not quote online and i am waiting for them to call. I suspect though that they may require hitch lock and 2 x wheel locks and thats a faf. i just want the hitch lock on a policy, and i have my alarms aswell.

I've just renewed for another year and it was once again cheaper than last year. £180 this time which I'm really happy with. They require a hitch lick and an approved wheel clamp/chassis locking device (like an Alko lock). Don't need tow wheel locks, just the one.

Caravanless. ...

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  • 2 weeks later...

For the fourth year running, I've just renewed with Lifesure. Yet again, no one can come close to them for cover or price.

£187 I paid for slightly better cover than CC who wanted £335, Towergate £365, cover4caravans £265.

 

Caravanguard, Shield, and a few others wouldn't quote due to my van not being stored at a Cassoa registered compound.

 

The only security required is wheel clamp and hitchlock.

 

Always shop around, there are some greedy insurance companies out there.

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Got e-mail from Towergate prior to renewal date.

They said they would guarantee to beat renewal by 5% and to hold that price for the following year too, provided no claims made.

They did exactly that, quoting 5% less than renewal, so £226 for my 2015 Lunar Clubman Si covered at £22790 new for old, plus awning and equipment.

Life sure quoted £250.

Current insurer ( until mid December) is Caravan Guard.

Cover with Towergate is better too.

Edited by hp100425ev
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David Pearson, on 21 Aug 2014 - 7:17 PM, said:

Elddis 656 3 yrs old, parked at home, alarm, hitch lock, insured for 18k new for old. My renewal is £330. Is this reasonable. Looked at a few alternatives but can't get any cheaper. Any recommendation?

 

I use Rotherham Insurance Brokers at Wath for car and caravan ;)

Paul B

. .......Mondeo Estate & Elddis Avanté 505 (Tobago)

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Got e-mail from Towergate prior to renewal date.

They said they would guarantee to beat renewal by 5% and to hold that price for the following year too, provided no claims made.

They did exactly that, quoting 5% less than renewal, so £226 for my 2015 Lunar Clubman Si covered at £22790 new for old, plus awning and equipment.

Life sure quoted £250.

Current insurer ( until mid December) is Caravan Guard.

Cover with Towergate is better too.

Four years ago i was with Caravanguard and got a better quote from Towergate. As the renewal was for mid January i paid the premium to Towergate before Christmas to start in January. I had certificate E-mailed to me with the start date mid January. The following November i had a renewal stating that it was due mid December. I phoned them and said my certificate ran until mid January and they were knocking a month off, but they were adamant that it would only run until mid December. SO not a saving after all 11 months cover for a charge for 12 months. Hence no longer with them and will never use them again.

Swift Archway Ruby.   Santa Fe Auto

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