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Euro Exchange Rate Not Looking Good For The Summer

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Table: Employer and Employee Social Security Rates

 

Charge Employer Employee

Family Benefits 5. 40% 0%

Health/Sickness 13. 10% 0. 75%

Social Charges (CSG/CRDS etc) 0% 8%

Accident at Work 3% 0%

Unemployment Benefit 4. 40% 2. 40%

Main Pension 9. 90% 6. 75%

Complementary Pension 16. 45% 11%

 

Total (say) 52% 29%

 

 

Whilst a top up is not compulsory or essential it is the only way to cover the balance of fees and charges that are not covered 100% by social security .

As I'm neither an employer or employee but an early retired ex-pat I affiliate to CPAM via the CMU as below. ..I'm not sure but I think when my wife reaches the French retirement age we become exempt. .

 

 

Financial Contribution to CMU

For those registering with CPAM by virtue of CMU legislation there is a contribution to be made over and above a standard threshold. . The threshold is €9614. and is PER HOUSEHOLD not per person. Above this amount 8% of the excess is payable.

Annual Income (less allowances) 13614 €

Less threshold 9614 = 4000

Annual Contibution 8% of €4000 = €320 (Payable in 4 quarterly payments of €80).

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use

 

ICE best rate we have found and delivery in 24 hours, excellent service

 

Les

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Went for it today and changed sad £ 2. 500 for even sadder euros got 113. 5 which equate to euro worth 85p, now I can get on with my two month trip to Spain with out worrying about the exchange rates .

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Went for it today and changed sad £ 2. 500 for even sadder euros got 113. 5 which equate to euro worth 85p, now I can get on with my two month trip to Spain with out worrying about the exchange rates .

I just wondered with all the commotion going on in Cyprus that the pound might go up in relation to the Euro?

 

David

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I just wondered with all the commotion going on in Cyprus that the pound might go up in relation to the Euro?

 

David

It has gone up a little today but only by 1 cent.

Brian

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I bought half my intended currency requirements at 1. 15 last month. ...but am delaying the second half till just before we leave. Hedging bets.

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Got my euros looking forward to my two months away in Spain, nice to be a caravanner now, not a currency speculator, , life is too short to lie awake worrying about the rate now I have bought them.

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