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Weekend Traveller

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About Weekend Traveller

  • Rank
    Over 50 posts

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  • Gender
  • Location
    Staffs Moorlands
  • Towcar
    VW Passat/Ford Transit 350
  • Caravan

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  1. The only real problem with electric cars is batteries. Induction motors have far fewer components and are far more reliable than piston engines. How clean the electricity is to run them on is a matter of choice of generation plant, it can be 100% if it's from a renewable source. I think electric cars will soon be the norm.
  2. Anybody who has studied mathematics knows you can never be 100% certain about anything, I don't claim that I am, so your assumption is wrong sir, all you can say is that an outcome is more likely or less likely, more probable or less probable depending on the available evidence of risk factors. In terms of relative risk, this can be assessed reasonably accurately if given a large enough sample size. A 95% confidence interval is the norm. Everyone is at liberty to decide what level of risk they wish to shoulder.
  3. If that's the case then not only me, but every one of us is uninsured when driving our towing vehicles on a campsite.
  4. Exactly, I pitch my caravan probably ten times a year, mostly weekend trips, we like small, quiet CL/CS type sites. Of the two trips we've done so far this year, the first site had one other unit on, and that was my brother, on the second site, we were the only ones there. I always reverse the caravan onto the pitch, so I'm insured if I hit anything, and due to the type of sites I frequent, the only things I'm likely to reverse into are a hedge or a fence, so the risk of me causing significant damage to any third party while the caravan is unhitched from the towing vehicle is infinitesimally small, I probably have more chance of being hit by a meteorite, which is why I deem insurance unnecessary in my case.
  5. https://en.wikipedia.org/wiki/Probability
  6. If you're still looking, I could store it at my pace, Biddulph. PM if interested.
  7. Exactly, if you feel that you are at a significant risk, then you pay the insurance, if your circumstances are different and you assess that the risk of any incident is almost insignificant, then its rational not to take out the insurance. If you don't take out insurance and an incident happens, then that's tough, you take the consequences. I'm absolutely fine with that. I'm not going to be bleating about it.
  8. And I, over my lifetime, am now tens of thousands of pounds better off for not falling for the disingenuous scaremongering of the insurance trade, the truth is that the amount that they charge is orders of magnitude greater than the actual risk they're taking.
  9. Insurance companies assess risk, they give themselves a VERY generous margin, that's how people like Aaron Banks make a fortune. The vast majority of people, over a lifetime, would be much better off if they never paid any insurance at all, If your house happens to burn down, then you're actually very unlucky. The insurers stack the odds in their favour, they always win.
  10. Yes, but you seem to be implying that being well prepared is almost pointless, because stuff happens randomly anyway. That is untrue, if you are un insured but you are well aware of any likely risks coupled to your proposed endevour, then you can demonstrably reduce the likelihood of any disadvantageous incident happening by being well informed and well prepared. Isn't this, for example, why the police do training?
  11. The only consideration you've omitted is the probability of an incident occurring, if likely incidents are common, then it's worth paying a large premium, if the likelihood of an incident occurring is extremely small, then it's a tiny risk if you don't insure. The above incidents you mention are all due to carelessness or plain stupidity, if one is attentive when maneuvering on site, risks of damage to third parties is extremely low.
  12. Presumably your son's neighbour claimed on his insurance based on the premise that he didn't know the identity of the responsible party, ie you son, who would be liable if what you say is correct.
  13. I'm a cheapskate, I have an old caravan of little value, there's no way I'm going to pay out to insure it for theft or damage, it's worth so little, I'm happy to take a chance, the legal minimum is covered by my motor policy, which covers accidental damage to third parties, when towing a trailer, which my caravan is. If I reverse or maneuver my caravan when attached to the towing vehicle and cause damage to a third parties property, presumably I'm covered. If I detach my caravan and use the mover and cause damage, presumably I'm not. Does anyone know of any incidents where this scenario has been relevant?
  14. I use one of these for all my batteries: https://www.tayna.co.uk/battery-chargers/numax/12v-10a/ I have a farm, with cars, vans , tractors, excavators, etc and a caravan, it works well for everything and my batteries last a long time. If a machine is not being used regularly, I hook this up every couple of months or so and it maintains the batteries in perfect condition. Well worth the money.
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