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JTQ

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About JTQ

  • Birthday 17/02/1943

Profile Information

  • Gender
    Male
  • Location
    Hampshire
  • Interests
    Engineering, computing, outdoor life. cycling and walking
  • Make & Model of Towcar / Toad
    Disco4
  • Caravan / Motorhome / Static (Make and model)
    Hymer
  • Year of manufacture (Caravan / Motorhome / Static)
    2008

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  1. Do the insurers have to do anything? It is the claimant holding the "baby", who is desperately wanting the insurer to pay out. I suspect if the claimant wanted them to move forward, the insurer could ask them to prove they met their conditions, and sit back till they made a case. By having the clause the insurer most likely avoids underwriting the bulk of the chancers who would run grossly mismatched? That might be all they seek from including that clause?
  2. I suspect it is no more than laying down a marker so the ratio is not too far abused, and only would become an issue if a claim came from a clearly very poor match. As many here are frightened if the ratio rises to 86%, not many of us surely are going way over 100% and evoke our insurer's interest.
  3. Though the models tend to get bigger but keep the same generic name, eg Minis and Fiat 500s being extreme examples.
  4. Probably have no choice when the ever lightening of vehicles impacts on their very livelihood? Much like they chopped out any logic in payloads, simply to keep the sales up.
  5. , except the hitch is rated at 150kgs but the chassis just 100kgs. and re the VIN plate giving the nose weight, that is only true in more recent years.
  6. As I said you will find hitches have an "S" rating marked on them [nose weight]. In our case marked as 150 kgs. Plus, as our 2008 caravan, no nose weight value given on the VIN plate. I however know the caravan's original specification, had a 100 kgs nose weight limit. I don't know if a 2011 Hobby has or has not the nose weight limit on its VIN plate. But clearly, there is potential to make a mistake if it has not, and they have not, as I have, the benefit of knowing the original specification.
  7. You have missed the fourth, the limit of the chassis. Both my last two vans have had hitches rated at 150 kgs but the chassis limited to 100kgs. Thus, the hitch limit can't be exploited even with my vehicle that also has a 150kg nose weight capability. Possibly of more constructive use to the OP is to recommend they use as high a nose weight as the tow vehicle can stand, but not exceed 100kgs. Running at high nose weights generally improves towing stability, and realistically no van like theirs will have less than a 100 kg rated hitch or chassis.
  8. I agree a successful claim will be quite challenging, but I can see faults not known because of lack of any servicing, checks etc must be open to being "negligence". I "helping" somebody who found their black gas hose so intensively cracked and perished it broke on replacing the cylinder. I believe that had the potential through negligence, to cause a serious outcome. But I am only legally educated to the extent my chartered engineering qualifications involved, that only touched on the ramifications of negligence, and was 50 years ago.
  9. Are you sure? Something has to cause a fire and if it was other than an act of God [eg lightening] it has to be some fault opening many opportunities for negligence based claims.
  10. No, whatever you do, don't use self tappers. These work by forcing themselves into the plastic.
  11. I am far from convinced why one would want to " bring together" the sides of the crack, they are moving to relieve the stresses, why reinstate stresses, the more so now in aged ABS? It cracked in the first place because of stressing, as all cracks do.
  12. I would simply put a large patch over it, but one specifically bonded with a quality polyurethane bonding agent like one of the Sikaflex products. I am thinking about a 6" odd wide patch. Importantly, ensure the bond is of substantial thickness, this is not a squeeze it out task but one where you need a minimum of 2 mm thickness. [achieve this by using a few temporary spacers, say pieces of a polythene rod, something that will not bond and can be pulled out after the Sikaflex cures, then filled] The reason thickness is need is to accommodate all the flexing without breaking the bond. The same flexing will ultimately fail un reinforced plastic solvent "welded", "repairs"; compliance is need. Obviously all the required surface cleaning preps must be done before bonding is attempted. As others have said, drill a decent hole right at the running end of the crack in an attempt to relieve point stressing , 6 mm odd.
  13. I have fitted my mirrors with a lanyard that clips back on itself so the mirror can't get lost if it comes free.
  14. You will have to help us get up to speed on these novel statistics.
  15. Maybe the dealer knows that van has a dreadful towing characteristic? They vary greatly in that regard.
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